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Should Schools Carry Catastrophic Accident Insurance for Athletes?


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Chicago Daily Herald
March 21, 2013 Thursday
NEWS; Pg. 5
Panel: Schools must carry catastrophic accident insurance
By Mike Riopell and Melissa Silverberg mriopell@dailyherald.com msilverberg@dailyherald.com

SPRINGFIELD — The Illinois Senate started moving forward Wednesday on a plan sought for years by former Rolling Meadows High School football player Rob Komosa, who died last weekend.

A Senate panel Wednesday approved legislation that would require public and private schools to carry catastrophic accident insurance to cover their student athletes.

Komosa was paralyzed after a 1999 football accident but had to sue Northwest Suburban High School District 214 to cover his expenses because the district didn't have insurance. The two sides eventually settled for $12.5 million.

At the committee hearing, the mother of another man whose high school football injuries left him paralyzed told lawmakers that the difficulties of caring for her son were only complicated by the financial burden.

"I took care of my son until the day of his demise," Annette Clark said. Rocky Clark, of Robbins, died last year at age 27.

The Gridiron Alliance, an organization started by Deacon Don Grossnickel of Arlington Heights in the aftermath of Komosa's life-changing accident at Rolling Meadows High School, has asked the District 214 board to include a catastrophic injury insurance policy in the next budget, but he was turned down.

He and other members of the Gridiron Alliance plan to protest that decision before tonight's school board meeting.

"(The decision) should not be misconstrued as a lack of caring for the well-being of our student athletes. We all care about the safety of our students," said Superintendent David Schuler in an email exchange with Grossnickle.

The legislation in Springfield was approved unanimously and now heads to the Senate floor for further debate.

Republicans raised concerns about the cost to school districts that are already being shorted by the state as well as how the requirement would mesh with continued implementation of President Barack Obama's health care reforms.

"School districts, we're always hearing, are so strapped for money," said state Sen. Darin LaHood, a Dunlap Republican.

The legislation is sponsored by state Sen. Napoleon Harris, a Chicago Democrat and former NFL linebacker.
March 21, 2013
      
 
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Comments:

NO! This is not the schools responsibility.

You are making a VOLUNTARY decision to let your child play football. Did you not notice it is a violent sport fraught with hazards and injuries up to and including death?

The school has not made it mandatory, it is a freely made CHOICE. It's your decision you need to take responsibility for your decision. So A) take out your own policy. B) Don't play. C) Pay for the fallout of your decisions. (your medical bills, etc)


We want the freedom to make out own decisions but we don't want to take responsibility for the fallout of our decisions.

We demand the opportunity to participate but when things go bad suddenly it should be someone else who picks up the tab.

Jim  Director  3/22/2013 1:29:05 PM

The Kansas State High School Activities Association provides a Catastrophic Insurance Policy for it's member schools. You might check with Executive Director, Gary Musselman.

Pat McAfee  A.D.  3/22/2013 10:29:44 AM

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