Juwan Howard Needs a Split-Dollar Life Insurance Policy

In August 2016, the University of Michigan began what has now become a trend when it offered a split-dollar life insurance arrangement to head football coach Jim Harbaugh as an alternative to deferred compensation. Other schools have since followed in Michigan’s footsteps: Clemson for Dabo Swinney, LSU for Ed Orgeron, and South Carolina for women’s basketball coach Dawn Staley.

While Michigan’s basketball team finished the 2019-2020 season with a solid but unremarkable record of 19-12 under new head coach Juwan Howard, cooling off (due, in part, to injuries) after an unexpectedly hot 8-1 start that included wins over Gonzaga and North Carolina, Howard has quietly compiled the fourth best recruiting class in the country (first in the Big Ten). He seems poised to pick up where John Beilein left off and have Michigan contending for national titles on an annual basis for years to come. Like Michigan did with Harbaugh at the completion of his first season as head coach, now is the time for Michigan to enter into a split-dollar life insurance arrangement with Coach Howard 

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