Iowa’s Concussion Insurance Excludes Most Girls

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This story has been corrected to note that the HeadStrong program was created by brokerage firm Dissinger Reed and was sponsored by the Iowa Farm Bureau for IHSAA. 

The Iowa High School Athletic Association's recently announced concussion insurance for high school athletes won't cover the majority of female athletes in the state. 

The program, which was created by brokerage firm Dissinger Reed and picked up by the Iowa High School Athletic Association is being sponsored by the Iowa Farm Bureau. The HeadStrong program, which was announced last week, provides “first dollar” insurance coverage for concussion diagnosis and treatment with no deductible and complete co-pay coverage. Student-athletes can claim $25,000 per concussion, with a maximum of two concussions per year. The cost of the program is $1.50 per athlete, per year and all claims are paid by K&K Insurance. HeadStrong insurance covers all IHSAA-sanctioned sports, including football, baseball, basketball, bowling, non-competition cheerleading, soccer, golf, tennis, swimming, wrestling, track and field, and cross country.

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